Working with Amit Gandhi you will quickly feel that you not just another "Transaction" with his background in finance and education he takes pride in helping homebuyers become homeowners and to treat each customer as an individual, not a number.
We don't place you into a loan profile formula created by the banking industry.
Amit and his dedicated team are trained in complex cases to ensure "common sense" overrides technicalities or investor's variation or interpretations. That is the advantage of working with Amit Gandhi and his team which in return will help you obtain the best loan possible suited to your specific qualifications..
We represent and have direct access to more than 64 investors dedicated and licensed to lend in Texas which are
"A" rated lenders with first quality rates on all types of loan programs including but not limited to:.
30-Year Fixed Mortgage
20-Year Fixed Mortgage
15-Year Fixed Mortgage
10-Year Fixed Mortgage
Including custom amortized mortgages terms upon request
Adjustable Rate Mortgage(ARM Loans):
1/6 ARMS | 3/6 ARMS | 5/6 ARMS | 7/6 ARMS and even 10/6 ARM''s
Recently Added Programs:
30Y Interest Only Mortgage
40Y Interest Only Mortgage
Program types offered:
Conventional Mortgage Loans
Jumbo/Portfolio Mortgage
FHA Mortgage Loans
VA Mortgage Loan
USDA Financing
Non-Qualified Mortgage Programs (Non-QM Programs)
...Any many other options!
Jumbo/Portfolio Lending
Texas Market: Conforming max loan limit for 2023
will increase by +$79,000 from 2022's $647,200 to
$726,200
| Year | Single Family
Max Loan limit | Purchase Price
budget W/
20% down
Payment |
| 2023 | $726,200 | $907,750 |
| 2022 | 647,200 | $809,000 |
| 2021 | 548,250 | $685,312 |
| 2020 | 510,400 | $638,000 |
| 2019 | 484,350 | $605,437 |
| 2018 | 453,100 | $566,375 |
| 2017 | 424,100 | $530,125 |
| 2016 | 417,000 | $521,250 |
| 2015 | 417,000 | $521,250 |
| 2014 | 417,000 | $521,250 |
| 2013 | 417,000 | $521,250 |
| 2012 | 417,000 | $521,250 |
Additional options with conventional financing with a second mortgage which many times allow for qualifying for higher sale prices and lower down payments. Contact us to find out more about these programs.
Whether your situation calls for
- Full Documentation program
- No Documentation program
- Limited Documentation program
- Non-Owner Occupied (Investor) or Multi-Family, I am here to find you what best fits your needs!
Additionally, We do provide competitive Commercial mortgage options too!
