Amit Gandhi

Sr. Mortgage Broker 
Residential & Commercial 

Amit Gandhi photo

Refinance with Historically Low Rates!


Lower Monthly Payment

Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.

  • Good For
  • icon Extra Monthly Money
  • icon Retirement Savings!

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

  • Good For
  • icon Home Improvement
  • icon Paying high-interest debt

Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

  • Good For
  • icon Lower money towards interest
  • icon Paying off the home sooner!

Welcome To 108 Capital Management

At 108 Capital Management, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with over 93 investors and growing as we continually seek out programs that is financially tailored to our clients specific financial needs. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial.

So whether your situation calls for

  •  Full Documents,
  • No Doc /min /Alternative Doc. Mortgage financing (Bank statement 6, 12, 24 month personal and/or business statements in lieu of returns to valuate true monthly average cash-flow for clients who are freelancers or self employed  business owners. 
  • Non-Owner Occupied (Investor) or Multi-Family (investment up to 4 units)
  • Even Commercial Lending (Hospitality, industrial, new construction project, strip Mall Centers, Capital funding, or Start Ups, Business Cash flow - Account receivables/income Leveraging, or a just about anything you need to keep your business running successfully and betters your financial position you can count on us to find the ideal solutions that cater to your needs!



We work conforming and non-conforming real estate loans.

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Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

Texas Homeowners': please reference your local county tax records for your latest estimated property tax payment or refer to your latest mortgage statement if you are looking to have an even comparison (a good point of reference can be approximately 2.500% of the estimated value if you are unsure.

(i.e. Tax or Market assessed valuation Estimated:
$325,000 ($325,000 x2.500%) =
$ 8,125.00

12 months
= (+/-) $677.08 monthly property taxes

* Please note: this calculator is for illustration payments and actual payments may vary.

Our team at 108 Capital Management is fast, friendly, experienced and here to help you every step of the process!

The 108 Capital Management Advantage


Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)


Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

The 108 Capital Management Address

Contact Us:

Phone: (972) 213-5368

Address: 2500 NE Green Oaks Blvd. Ste. 202A
Arlington ,TX

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed


We can help you lock in a long term fixed rate and get out of your ARM.

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Apply Now

Get started with our easy online application.

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Calculate Monthly Payment*

Calculate Monthly Payment

*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.


There are lots of good reasons to choose an FHA loan.

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