Amit Gandhi has over a decade long experience in the financial services and mortgage lending industry known for his unique ability to decipher the most complex financial in fractional time to ensure a time closing and most importantly a positive experience. He is an asset to the industry and here to help you every step of the home financing process!
LIVE mortgage interest rate backed by real mortgage data, not marketing agencies hungry to sell your data.
I offer this to encourage consumers to STOP Searching for the "lowest rate" offered in exchange for your contact details.
They are simply marketing agencies selling your data over and over again...Here are a few you may have heard of and recommend steering clear from (have any you would like to have added to the list?
e-mail me with the information:
Working with Amit Gandhi you will quickly feel that you not just another "Transaction" with his background in finance and education he takes pride in helping homebuyers become homeowners and to treat each customer as an individual, not a number.
We don't place you into a loan profile formula created by the banking industry.
Amit and his dedicated team are trained in complex cases to ensure "common sense" overrides technicalities or investor's variation or interpretations. That is the advantage of working with Amit Gandhi and his team which in return will help you obtain the best loan possible suited to your specific qualifications..
We represent and have direct access to more than 64 investors dedicated and licensed to lend in Texas which are
"A" rated lenders with first quality rates on all types of loan programs including but not limited to:.
30-Year Fixed Mortgage
20-Year Fixed Mortgage
15-Year Fixed Mortgage
10-Year Fixed Mortgage
Including custom amortized mortgages terms upon request
Adjustable Rate Mortgage(ARM Loans):
1/6 ARMS | 3/6 ARMS | 5/6 ARMS | 7/6 ARMS and even 10/6 ARM''s
Recently Added Programs:
30Y Interest Only Mortgage
40Y Interest Only Mortgage
Program types offered:
Conventional Mortgage Loans
Jumbo/Portfolio Mortgage
FHA Mortgage Loans
VA Mortgage Loan
USDA Financing
Non-Qualified Mortgage Programs (Non-QM Programs)
...Any many other options!
Jumbo/Portfolio Lending
Texas Market: Conforming max loan limit for 2023
will increase by +$79,000 from 2022's $647,200 to
$726,200
Year |
Single Family
| Purchase Price |
---|---|---|
2023 | $726,200 | $907,750 |
2022 | 647,200 | $809,000 |
2021 | 548,250 | $685,312 |
2020 | 510,400 | $638,000 |
2019 | 484,350 | $605,437 |
2018 | 453,100 | $566,375 |
2017 | 424,100 | $530,125 |
2016 | 417,000 | $521,250 |
2015 | 417,000 | $521,250 |
2014 | 417,000 | $521,250 |
2013 | 417,000 | $521,250 |
2012 | 417,000 | $521,250 |
Additional options with conventional financing with a second mortgage which many times allow for qualifying for higher sale prices and lower down payments. Contact us to find out more about these programs.
Whether your situation calls for
- Full Documentation program
- No Documentation program
- Limited Documentation program
- Non-Owner Occupied (Investor) or Multi-Family, I am here to find you what best fits your needs!
Additionally, We do provide competitive Commercial mortgage options too!
We know the area and the market and we're part of your community, not a bot on the net :)
We work to close your loan as quickly as possible. We can even hit curveballs!
We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!
Use this calculator to see monthly payments for different loan amounts.
* Please note: this calculator is for illustration payments and actual payments may vary. See below for national average rates*
Get started with our easy online application.
We work conforming and non-conforming real estate loans.
We can help you lock in a long term fixed rate and get out of your ARM.
There are lots of good reasons to choose an FHA loan.
Email: Amit@108CapitalMgmt.com
Phone: (972) 213-5368
Address: 2500 NE Green Oaks Blvd. Ste. 202A
Arlington ,TX
76006
Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed