Refinance with Historically Low Rates!

Lower Monthly Payment

Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.

Good For
Extra Monthly Money
Retirement Savings!

Reduce My Payment

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

Good For
Home Improvement
Paying high-interest debt

Use My Equity

Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

Good For
Lower money towards interest
Paying off the home sooner!

Shorten My Term

Welcome To 108 Capital Management

At 108 Capital Management, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with over 93 investors and growing as we continually seek out programs that is financially tailored to our clients specific financial needs. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial.

So whether your situation calls for

Full Documents,
No Doc /min /Alternative Doc. Mortgage financing (Bank statement 6, 12, 24 month personal and/or business statements in lieu of returns to valuate true monthly average cash-flow for clients who are freelancers or self employed business owners.
Non-Owner Occupied (Investor) or Multi-Family (investment up to 4 units)
Even Commercial Lending (Hospitality, industrial, new construction project, strip Mall Centers, Capital funding, or Start Ups, Business Cash flow - Account receivables/income Leveraging, or a just about anything you need to keep your business running successfully and betters your financial position you can count on us to find the ideal solutions that cater to your needs!

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

Texas Homeowners': please reference your local county tax records for your latest estimated property tax payment or refer to your latest mortgage statement if you are looking to have an even comparison (a good point of reference can be approximately 2.500% of the estimated value if you are unsure.

(i.e. Tax or Market assessed valuation Estimated:
$325,000 ($325,000 x2.500%) =
$ 8,125.00
12 months
= (+/-) $677.08 monthly property taxes

* Please note: this calculator is for illustration payments and actual payments may vary.